{"id":15,"date":"2023-09-07T16:23:56","date_gmt":"2023-09-07T21:23:56","guid":{"rendered":"http:\/\/retailmanagerpr.com\/?page_id=15"},"modified":"2026-07-08T11:57:24","modified_gmt":"2026-07-08T16:57:24","slug":"procesamiento-de-tarjetas","status":"publish","type":"page","link":"https:\/\/retailmanagerpr.com\/en\/procesamiento-de-tarjetas\/","title":{"rendered":"Debit and Credit"},"content":{"rendered":"<div data-elementor-type=\"wp-page\" data-elementor-id=\"15\" class=\"elementor elementor-15\" data-elementor-post-type=\"page\">\n\t\t\t\t<div class=\"elementor-element elementor-element-ab6513d e-flex e-con-boxed e-con e-parent\" data-id=\"ab6513d\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-227ffa0 e-con-full e-flex e-con e-child\" data-id=\"227ffa0\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-f16b4c4 elementor-widget elementor-widget-image\" data-id=\"f16b4c4\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img fetchpriority=\"high\" decoding=\"async\" width=\"800\" height=\"889\" src=\"https:\/\/retailmanagerpr.com\/wp-content\/uploads\/2023\/09\/hero-img-min-922x1024.png\" class=\"attachment-large size-large wp-image-27\" alt=\"\" srcset=\"https:\/\/retailmanagerpr.com\/wp-content\/uploads\/2023\/09\/hero-img-min-922x1024.png 922w, https:\/\/retailmanagerpr.com\/wp-content\/uploads\/2023\/09\/hero-img-min-270x300.png 270w, https:\/\/retailmanagerpr.com\/wp-content\/uploads\/2023\/09\/hero-img-min-768x853.png 768w, https:\/\/retailmanagerpr.com\/wp-content\/uploads\/2023\/09\/hero-img-min.png 1080w\" sizes=\"(max-width: 800px) 100vw, 800px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-f68c18f e-con-full e-flex e-con e-child\" data-id=\"f68c18f\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-f7e4b8c elementor-widget elementor-widget-heading\" data-id=\"f7e4b8c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Debit and Credit<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-1a37a2f elementor-widget elementor-widget-heading\" data-id=\"1a37a2f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Card Processing<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-d35aac2 elementor-widget elementor-widget-heading\" data-id=\"d35aac2\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<p class=\"elementor-heading-title elementor-size-default\">If you are planning to start a business or already have, knowing the details of credit and debit card processing can be very useful.\n<\/p>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-018eac3 elementor-widget elementor-widget-heading\" data-id=\"018eac3\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<p class=\"elementor-heading-title elementor-size-default\">Discover everything you need to know about this key aspect of electronic payments!<\/p>\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-c008054 e-flex e-con-boxed e-con e-child\" data-id=\"c008054\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-16bf6cc elementor-widget elementor-widget-button\" data-id=\"16bf6cc\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-md\" href=\"#\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Read more<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-f274ab0 elementor-widget elementor-widget-button\" data-id=\"f274ab0\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-md\" href=\"https:\/\/wa.link\/tt7xqw\" target=\"_blank\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Contact an advisor<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-32c1bd1 e-con-full e-flex e-con e-parent\" data-id=\"32c1bd1\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t<div class=\"elementor-element elementor-element-1719519 e-flex e-con-boxed e-con e-child\" data-id=\"1719519\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-8febfbf e-flex e-con-boxed e-con e-child\" data-id=\"8febfbf\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-1a6c129 e-flex e-con-boxed e-con e-child\" data-id=\"1a6c129\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-178c091 elementor-widget elementor-widget-image\" data-id=\"178c091\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" width=\"800\" height=\"639\" src=\"https:\/\/retailmanagerpr.com\/wp-content\/uploads\/2023\/10\/DATAFONOS-min-1024x818.png\" class=\"attachment-large size-large wp-image-282\" alt=\"\" srcset=\"https:\/\/retailmanagerpr.com\/wp-content\/uploads\/2023\/10\/DATAFONOS-min-1024x818.png 1024w, https:\/\/retailmanagerpr.com\/wp-content\/uploads\/2023\/10\/DATAFONOS-min-300x240.png 300w, https:\/\/retailmanagerpr.com\/wp-content\/uploads\/2023\/10\/DATAFONOS-min-768x614.png 768w, https:\/\/retailmanagerpr.com\/wp-content\/uploads\/2023\/10\/DATAFONOS-min.png 1030w\" sizes=\"(max-width: 800px) 100vw, 800px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-1f64bb9 e-flex e-con-boxed e-con e-child\" data-id=\"1f64bb9\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-11b6c52 elementor-widget elementor-widget-heading\" data-id=\"11b6c52\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Give your customers more payment options with a POS system for card processing<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-fff2b90 elementor-widget elementor-widget-text-editor\" data-id=\"fff2b90\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<ul><li>Integration with Retail Manager POS<\/li><li>Stand-Alone Equipment<\/li><li>Website Processing<\/li><\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-dfdaa5d elementor-widget elementor-widget-heading\" data-id=\"dfdaa5d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\"><span>Retail Manager:<\/span> is dedicated to offering the ideal solution for all businesses in Puerto Rico, providing the best options for their processing needs\n<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-735c7ae elementor-widget elementor-widget-heading\" data-id=\"735c7ae\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<p class=\"elementor-heading-title elementor-size-default\">We offer various processing solutions, whether with semi-integrated or stand-alone systems, tailored to the specific needs of your business.<\/p>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-737a9f7 elementor-widget elementor-widget-image\" data-id=\"737a9f7\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" width=\"800\" height=\"450\" src=\"https:\/\/retailmanagerpr.com\/wp-content\/uploads\/2023\/09\/img-2-min-1024x576.png\" class=\"attachment-large size-large wp-image-74\" alt=\"\" srcset=\"https:\/\/retailmanagerpr.com\/wp-content\/uploads\/2023\/09\/img-2-min-1024x576.png 1024w, https:\/\/retailmanagerpr.com\/wp-content\/uploads\/2023\/09\/img-2-min-300x169.png 300w, https:\/\/retailmanagerpr.com\/wp-content\/uploads\/2023\/09\/img-2-min-768x432.png 768w, https:\/\/retailmanagerpr.com\/wp-content\/uploads\/2023\/09\/img-2-min.png 1080w\" sizes=\"(max-width: 800px) 100vw, 800px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-5db3873 e-flex e-con-boxed e-con e-parent\" data-id=\"5db3873\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;gradient&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-406d1e1 e-flex e-con-boxed e-con e-child\" data-id=\"406d1e1\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-aa72f35 e-flex e-con-boxed e-con e-child\" data-id=\"aa72f35\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-c06fe9b elementor-widget elementor-widget-image\" data-id=\"c06fe9b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"256\" height=\"290\" src=\"https:\/\/retailmanagerpr.com\/wp-content\/uploads\/2023\/09\/a-min.png\" class=\"attachment-large size-large wp-image-78\" alt=\"\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-b3c799b elementor-widget elementor-widget-heading\" data-id=\"b3c799b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<span class=\"elementor-heading-title elementor-size-default\">Wide variety of processing equipment available<\/span>\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-9872335 e-flex e-con-boxed e-con e-child\" data-id=\"9872335\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-f7a35b2 elementor-widget elementor-widget-image\" data-id=\"f7a35b2\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"256\" height=\"298\" src=\"https:\/\/retailmanagerpr.com\/wp-content\/uploads\/2023\/09\/b-min.png\" class=\"attachment-large size-large wp-image-79\" alt=\"\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-72cb8e2 elementor-widget elementor-widget-heading\" data-id=\"72cb8e2\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<span class=\"elementor-heading-title elementor-size-default\">Multiple platforms for payment processing and recurring billing<\/span>\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-69f2aa6 e-flex e-con-boxed e-con e-child\" data-id=\"69f2aa6\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-ebd8e05 elementor-widget elementor-widget-image\" data-id=\"ebd8e05\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"256\" height=\"268\" src=\"https:\/\/retailmanagerpr.com\/wp-content\/uploads\/2023\/09\/c-min.png\" class=\"attachment-large size-large wp-image-80\" alt=\"\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-9b584fa elementor-widget elementor-widget-heading\" data-id=\"9b584fa\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<span class=\"elementor-heading-title elementor-size-default\">Competitive processing rates<\/span>\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-47b1317 e-flex e-con-boxed e-con e-child\" data-id=\"47b1317\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-56d7cba elementor-widget elementor-widget-image\" data-id=\"56d7cba\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"256\" height=\"274\" src=\"https:\/\/retailmanagerpr.com\/wp-content\/uploads\/2023\/09\/d-min.png\" class=\"attachment-large size-large wp-image-81\" alt=\"\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-04ae91a elementor-widget elementor-widget-heading\" data-id=\"04ae91a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<span class=\"elementor-heading-title elementor-size-default\">Equipment financing available<\/span>\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-e87f5a4 e-flex e-con-boxed e-con e-child\" data-id=\"e87f5a4\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-67a9a12 elementor-widget elementor-widget-image\" data-id=\"67a9a12\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"256\" height=\"269\" src=\"https:\/\/retailmanagerpr.com\/wp-content\/uploads\/2023\/09\/e-min.png\" class=\"attachment-large size-large wp-image-82\" alt=\"\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-afb597a elementor-widget elementor-widget-heading\" data-id=\"afb597a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<span class=\"elementor-heading-title elementor-size-default\">Web portal for monitoring transaction activity.<\/span>\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-6ed9897 e-flex e-con-boxed e-con e-child\" data-id=\"6ed9897\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-6bbf62f elementor-widget elementor-widget-button\" data-id=\"6bbf62f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-md\" href=\"#\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Contact us now<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-7cf398f elementor-widget elementor-widget-button\" data-id=\"7cf398f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-md\" href=\"https:\/\/wa.link\/tt7xqw\" target=\"_blank\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">REQUEST A VISIT WITH A SALES ADVISOR<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-b8b1d2d e-flex e-con-boxed e-con e-parent\" data-id=\"b8b1d2d\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-23118ff e-flex e-con-boxed e-con e-child\" data-id=\"23118ff\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-ed719da elementor-widget elementor-widget-heading\" data-id=\"ed719da\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Our commitment is clear: <\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-a03d6aa elementor-widget elementor-widget-heading\" data-id=\"a03d6aa\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">empower your success<\/h2>\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-b5831c0 e-flex e-con-boxed e-con e-child\" data-id=\"b5831c0\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-f6192a5 elementor-widget elementor-widget-heading\" data-id=\"f6192a5\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Join our family of more than<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-cb3fba4 elementor-widget elementor-widget-heading\" data-id=\"cb3fba4\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">2,500 customers<\/h2>\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-3c2e89f e-flex e-con-boxed e-con e-parent\" data-id=\"3c2e89f\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-1886b57 elementor-widget elementor-widget-heading\" data-id=\"1886b57\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Frequently Asked Questions<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-108e467 elementor-widget elementor-widget-n-accordion\" data-id=\"108e467\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;default_state&quot;:&quot;expanded&quot;,&quot;max_items_expended&quot;:&quot;one&quot;,&quot;n_accordion_animation_duration&quot;:{&quot;unit&quot;:&quot;ms&quot;,&quot;size&quot;:400,&quot;sizes&quot;:[]}}\" data-widget_type=\"nested-accordion.default\">\n\t\t\t\t\t\t\t<div class=\"e-n-accordion\" aria-label=\"Accordion. Open links with Enter or Space, close with Escape, and navigate with Arrow Keys\">\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-1730\" class=\"e-n-accordion-item\" open>\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"1\" tabindex=\"0\" aria-expanded=\"true\" aria-controls=\"e-n-accordion-item-1730\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> How to calculate credit card processing costs? <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-caret-down\" viewbox=\"0 0 320 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M31.3 192h257.3c17.8 0 26.7 21.5 14.1 34.1L174.1 354.8c-7.8 7.8-20.5 7.8-28.3 0L17.2 226.1C4.6 213.5 13.5 192 31.3 192z\"><\/path><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-caret-up\" viewbox=\"0 0 320 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M288.662 352H31.338c-17.818 0-26.741-21.543-14.142-34.142l128.662-128.662c7.81-7.81 20.474-7.81 28.284 0l128.662 128.662c12.6 12.599 3.676 34.142-14.142 34.142z\"><\/path><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-1730\" class=\"elementor-element elementor-element-461d82c e-con-full e-flex e-con e-child\" data-id=\"461d82c\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-1730\" class=\"elementor-element elementor-element-155a2e0 e-con-full e-flex e-con e-child\" data-id=\"155a2e0\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-634bfcb elementor-widget elementor-widget-text-editor\" data-id=\"634bfcb\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>For those who use interchange-plus rates or continually incur incidental monthly fees, it can be difficult to determine their exact credit card processing cost. So, rather than directly multiplying your total sales and number of transactions by a flat rate, you can use the effective rate to get an idea of what you are paying (and whether it is too much).<\/p><p>The effective rate represents the actual rate you pay for each transaction, taking into account all transaction, monthly and interchange fees, as well as incidental fees and margins based on your actual sales volume. You can use it regardless of the pricing structure you use, and it is the most accurate way to measure your actual monthly credit card processing fees.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-1731\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"2\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-1731\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> What is a payment processor?\t\t\t\t\t\t\t\t\t\t\t\t\t\t <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-caret-down\" viewbox=\"0 0 320 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M31.3 192h257.3c17.8 0 26.7 21.5 14.1 34.1L174.1 354.8c-7.8 7.8-20.5 7.8-28.3 0L17.2 226.1C4.6 213.5 13.5 192 31.3 192z\"><\/path><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-caret-up\" viewbox=\"0 0 320 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M288.662 352H31.338c-17.818 0-26.741-21.543-14.142-34.142l128.662-128.662c7.81-7.81 20.474-7.81 28.284 0l128.662 128.662c12.6 12.599 3.676 34.142-14.142 34.142z\"><\/path><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-1731\" class=\"elementor-element elementor-element-f866d55 e-con-full e-flex e-con e-child\" data-id=\"f866d55\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-2fe0046 elementor-widget elementor-widget-text-editor\" data-id=\"2fe0046\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>A payment processor is a service provider that handles all the tasks needed to ensure the transfer of payments. It includes one or more means of capturing payment information, such as credit cards, bank transfers (ACH) and digital wallets.<\/p><p>A credit card processor refers specifically to payment processors that allow merchants to accept credit and debit card transactions. Almost all payment processors offer this service, so the terms are often used interchangeably.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-1732\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"3\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-1732\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> Payment processing in 3 steps\t <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-caret-down\" viewbox=\"0 0 320 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M31.3 192h257.3c17.8 0 26.7 21.5 14.1 34.1L174.1 354.8c-7.8 7.8-20.5 7.8-28.3 0L17.2 226.1C4.6 213.5 13.5 192 31.3 192z\"><\/path><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-caret-up\" viewbox=\"0 0 320 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M288.662 352H31.338c-17.818 0-26.741-21.543-14.142-34.142l128.662-128.662c7.81-7.81 20.474-7.81 28.284 0l128.662 128.662c12.6 12.599 3.676 34.142-14.142 34.142z\"><\/path><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-1732\" class=\"elementor-element elementor-element-5faa31c e-con-full e-flex e-con e-child\" data-id=\"5faa31c\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-633c109 elementor-widget elementor-widget-text-editor\" data-id=\"633c109\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>To understand how payment processing works, we need to talk about three steps: authentication of the account data, authorization of the payment and settlement of the transaction. It is also useful to know the entities or players involved:<\/p><h5>Step 1: Authentication<\/h5><p>Although they occur almost simultaneously and behind the scenes, payment authentication and authorization are two distinct steps at the start of the transaction.<\/p><p>Payment authentication is the process of verifying the customer's account. When the card payment is swiped at the terminal or entered online, the data, such as the customer's name and card number, is sent to the merchant's acquiring bank. The merchant's bank then sends this data to the customer's card-issuing bank to verify that the data is correct and thus prevent fraudulent transactions.<\/p><h5>Step 2: Authorization<\/h5><p>Credit card authorization is the process of approving or declining the transaction, which occurs almost instantly at the point of sale. Once the account has been authenticated, the customer's card-issuing bank approves or declines the transaction, which is relayed to the merchant's acquiring bank and, finally, to the merchant.<\/p><p>You will then see \"Authorized\" or \"Declined\" at the point of sale. If the transaction is approved, the merchant will receive an authorization number.<\/p><p>At this point, the merchant's POS or payment terminal can begin the process of batching and submitting the approved transactions for payment.<\/p><h5>Step 3: Settlement<\/h5><p>The settlement process is when the merchant receives the payment. Many merchant services process transactions automatically, but depending on your processor, you may have to manually process and settle the transactions at each terminal at the end of the day. In any case, you should monitor all your statements to make sure there are no pending authorized payments.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-1733\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"4\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-1733\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> What types of payment can I accept? <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-caret-down\" viewbox=\"0 0 320 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M31.3 192h257.3c17.8 0 26.7 21.5 14.1 34.1L174.1 354.8c-7.8 7.8-20.5 7.8-28.3 0L17.2 226.1C4.6 213.5 13.5 192 31.3 192z\"><\/path><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-caret-up\" viewbox=\"0 0 320 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M288.662 352H31.338c-17.818 0-26.741-21.543-14.142-34.142l128.662-128.662c7.81-7.81 20.474-7.81 28.284 0l128.662 128.662c12.6 12.599 3.676 34.142-14.142 34.142z\"><\/path><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-1733\" class=\"elementor-element elementor-element-9e7e0e0 e-flex e-con-boxed e-con e-child\" data-id=\"9e7e0e0\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-5b2c91c elementor-widget elementor-widget-text-editor\" data-id=\"5b2c91c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>At a minimum, your business should be prepared to accept traditional magnetic stripe cards, EMV chip cards and electronic wallets. You should also consider whether you need to accept payments on the go, online or by phone. Depending on your customer base, you may also consider accepting secure check payments.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-1734\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"5\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-1734\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> How much does payment processing cost? <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-caret-down\" viewbox=\"0 0 320 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M31.3 192h257.3c17.8 0 26.7 21.5 14.1 34.1L174.1 354.8c-7.8 7.8-20.5 7.8-28.3 0L17.2 226.1C4.6 213.5 13.5 192 31.3 192z\"><\/path><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-caret-up\" viewbox=\"0 0 320 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M288.662 352H31.338c-17.818 0-26.741-21.543-14.142-34.142l128.662-128.662c7.81-7.81 20.474-7.81 28.284 0l128.662 128.662c12.6 12.599 3.676 34.142-14.142 34.142z\"><\/path><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-1734\" class=\"elementor-element elementor-element-20f636f e-flex e-con-boxed e-con e-child\" data-id=\"20f636f\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-78e9550 elementor-widget elementor-widget-text-editor\" data-id=\"78e9550\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Regardless of the provider you choose, when you accept debit and credit cards as a form of payment, you are always charged a processing fee. The amount you are charged for payment processing will vary depending on the payment company you choose to use. To date, the average cost of payment processing in the U.S. for businesses with annual revenue between $100,000 and $250,000 ranges from 2.87% to 4.35% per transaction. Bank-owned payment processors tend to be at the high end, while most third-party payment processors offer lower per-transaction rates.<\/p><p>However, although these payment processing rates may vary from one provider to another, they are all based on existing rates, called interchange rates, which are charged directly by the associated card companies, such as Visa and Mastercard, for businesses to accept their cards.<\/p><p>Understanding how interchange rates work can be complicated, so Retail Manager simplifies pricing for businesses that want to accept a variety of payments through three simple models to choose from. This allows businesses to access the lowest cost without complicated fees and helps businesses avoid paying more than necessary in payment processing costs.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>","protected":false},"excerpt":{"rendered":"<p>Procesamiento de tarjetas de d\u00e9bito y cr\u00e9dito Si est\u00e1s planeando iniciar un negocio o ya lo has hecho, conocer los detalles del procesamiento de tarjetas de cr\u00e9dito y d\u00e9bito puede ser de gran utilidad. \u00a1Descubre todo lo que necesitas saber sobre \u00e9ste aspecto clave de los pagos electr\u00f3nicos! Leer m\u00e1s Contactar a un asesor Brinda [&hellip;]<\/p>\n","protected":false},"author":4,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"elementor_header_footer","meta":{"footnotes":""},"class_list":["post-15","page","type-page","status-publish","hentry"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v28.8 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Procesamiento de tarjetas - Retail Manager - Sistema de Punto de Venta en Puerto Rico | Procesamiento de Tarjetas<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/retailmanagerpr.com\/en\/procesamiento-de-tarjetas\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Procesamiento de tarjetas - Retail Manager - Sistema de Punto de Venta en Puerto Rico | Procesamiento de Tarjetas\" \/>\n<meta property=\"og:description\" content=\"Procesamiento de tarjetas de d\u00e9bito y cr\u00e9dito Si est\u00e1s planeando iniciar un negocio o ya lo has hecho, conocer los detalles del procesamiento de tarjetas de cr\u00e9dito y d\u00e9bito puede ser de gran utilidad. \u00a1Descubre todo lo que necesitas saber sobre \u00e9ste aspecto clave de los pagos electr\u00f3nicos! 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